
I'm a financial journalist but opted out of a pension in my 20s - I'd do it again
Opting out of a pension should be avoided at all costs, but with compressed wages and rising living costs, many will do so regardless without alternative solutions Nearly nine years ago after finishing university, I started my first job in journalism in Edinburgh, aged 22.It paid a paltry figure well below £20,000 a year, but as someone with no formal journalism training, no work experience in any newsroom of note and Government warnings of a deep recession ahead, I decided it was bes...